what is hospital indemnity insurance metlife

Hospital indemnity insurance provides you with money to help cover the costs you might not anticipate so you can focus more on recovering and less on how much the next test is going to cost. METLIFES HOSPITAL INDEMNITY INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY.

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METLIFES HOSPITAL INDEMNITY INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY.

. The policy or its provisions may vary or be unavailable in some states. METLIFES HOSPITAL INDEMNITY INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY. There is a preexisting condition exclusion for hospital sickness benefits.

Two individual hospital indemnity policies are available for. The policy is not intended to be a substitute for medical coverage. Thus a hospital indemnity Metlife policy offers the same great features and low-cost benefits as other companies.

In general most plans cover. 5 Hospital does not include certain facilities such as nursing homes convalescent care or extended care facilities. Critical Care Unit CCU confinement.

For complete details of coverage and availability please refer to the group. The policy or its provisions may vary or be unavailable in some states. Hospital indemnity insurance is an insurance plan you can purchase in addition to your health insurance plan sponsored by your employer the government or a private insurer.

The policy or its provisions may vary or be unavailable in some states. Youll receive a lump sum payment to use as you see fit. Like most group accident and health insurance policies policies offered by MetLife may contain certain exclusions limitations and terms for keeping them in force.

The policy is not intended to be a substitute for medical coverage and certain states may require the insured to have medical coverage to enroll for the coverage. See MetLifes Disclosure Statement or Outline of CoverageDisclosure Document for full details. Coverage for hospital admission accident-related inpatient rehabilitation and hospital stays Benefit payments regardless of whats covered by medical insurance.

Click here to visit the desktop site for the MetLife app. Hospital indemnity insurance through MetLife helps you cover your out-of-pocket expenses like deductibles and coinsurance when you are admitted to the hospital. See why the hospital indemnity insurance is so important by viewing this Hospital Indemnity PDF Costs Associated with Critical Illness Coverage.

The policy is not intended to be a substitute for medical coverage and certain states may require the insured to have medical coverage to enroll for the coverage. Pays on top of what your medical insurance covers. A hospital indemnity plan isnt tied to a service rather its triggered by a hospitalization due to accident or illness.

However there are plans that cover even more. Hospital indemnity insurance benefits may include. There may be a preexisting.

Its important to know that like other supplemental insurance plans hospital indemnity insurance parameters are set by state tort laws. The coverage your hospital indemnity insurance provides will depend on your plan selection. Hospital confinement with or without surgery Intensive Care Unit ICU confinement.

For hospital indemnity insurance there is a pre-existing exclusion for covered sicknesses. Hospital Indemnity - Frequently Asked Questions. How do I enroll in MetLifes Hospital.

MetLifes Hospital Indemnity Insurance may be subject to benefit reductions that begin at age 65. Get Metlifes Mobile App. There are benefit reductions that begin at age 65.

Some hospital indemnity coverage also.

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